Property and Casualty Insurance

Property and Casualty (P&C) Insurance is a crucial form of protection that everyone should consider. This type of insurance covers a wide range of risks related to personal and business assets, as well as liability exposures.

What is Property and Casualty Insurance?

P&C insurance typically includes two main components:

• Property Insurance: Protects your physical assets (e.g., home, car, personal belongings) from damage, theft, or loss.
• Casualty Insurance: Covers your legal liability for injuries to other people or damage to their property.
• Why Everyone Should Have P&C Insurance
• Financial Protection: It safeguards your assets from unexpected events, potentially saving you from significant financial loss.
• Legal Requirement: In many cases, such as auto insurance, it’s mandated by law.
• Peace of Mind: Knowing you’re protected allows you to focus on your daily life without constant worry about potential risks.
• Liability Coverage: It protects you from costly lawsuits if you’re found responsible for injuries or property damage to others.

At Overwatch Insurance Agency Inc, we offer tailored P&C insurance solutions to meet your specific needs, ensuring you have the right coverage at competitive rates.